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Home Prices Could Plummet 20% in ‘Severe’ Correction: Dallas Fed

The highest mortgage rates in two decades could set off a “severe” price correction that could pull housing prices down by as much as 20%, the Federal Reserve Bank of Dallas warns.

“The possibility of a sharp price correction leading to an economic contraction would further complicate Federal Reserve inflation-fighting efforts,” writes Dallas Fed economist Enrique Martinez-Garcia.

“In the current environment, when housing demand is showing signs of softening, monetary policy needs to carefully thread the needle of bringing inflation down without setting off a downward house-price spiral—a significant housing selloff—that could aggravate an economic downturn,” Martinez-Garcia writes.

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