The most expensive state to live in isn’t California or New York, according to data. See where they rank in the top 10.

#7. Maryland

©Jon Bilous // Shutterstock

Average Cost of Living Index: 125.1

Car insurance in Maryland is much higher than national averages because the state mandates high minimum liability insurance, personal injury protection, and uninsured motorist coverage. Drivers in Maryland pay more—about $2,120 annually—for minimum coverage than the national average for full coverage—about $2,000 annually. Full coverage in Maryland costs more than two times the national average at about $5,000 per year.

The price of insurance contributes to Maryland’s high cost of living. According to Filterbuy, the Baltimore metro area’s housing costs increased 22.3% from 2010 to 2020.

More