sbynews

DelMarVa’s Premier Source for Conservative News, Opinion, Analysis, and Human Interest

Contact Publisher Joe Albero at alberobutzo@wmconnect.com or 410-430-5349

The opinions expressed by columnists are their own and do not represent our advertisers

Consumer Credit Shocker: November Debt Soars After Second Biggest Surge In Credit Card Debt On Record

We, and many others, were wondering how it was possible that US consumers – already tapped out beyond a breaking point, with collapsing savings and declining real wages – were able to push holiday spending which started in November and continued until the end of the year – to record nominal highs. Now we know: according to the latest monthly consumer credit report from the Fed, in November, consumer credit exploded higher by $24.75BN, blowing away expectations of a “modest” $9BN increase after the surprisingly subdued $5.8BN (upward revised from $.5.1BN) in October and the $4.3BN average of the past 6 months. This was the biggest monthly increase since last November, and was the first $20BN+ print since Jan 2023.

When looking into the details we find something remarkable: while non-revolving credit rose a modest $4.6BN…

More

28 thoughts on “Consumer Credit Shocker: November Debt Soars After Second Biggest Surge In Credit Card Debt On Record”

    1. Biden didn’t force anyone. Increasing debt is the fault of irresponsible people choosing to borrow more than they can afford. It’s nobody’s fault but their own!

      1. I say good! I’ve spent below my means, saved and invested, and now I’ll have a great opportunity to invest in distressed assets that losers borrowed money to buy when they shouldn’t have just because they thought they needed to keep up with the Joneses.

Leave a Comment

Your email address will not be published. Required fields are marked *