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Bidenomics Study: 62% of Americans Living Paycheck to Paycheck During Holiday Season

A majority of Americans live paycheck to paycheck in President Joe Biden’s America, a recent LendingClub study found, raising concerns that so-called “Bidenomics” failed to help average Americans.

The high number of Americans struggling to make ends meet appears to confirm polling that shows only 14 percent of voters believe Biden’s economic policies have helped them, while 85 percent think they have either hurt them or made no difference.

The LendingClub study found:

  • Sixty-two percent of adults in December said they live paycheck to paycheck, up from 58 percent in March.
  • Forty percent of consumers living paycheck to paycheck have super-prime credit scores.
  • Fifty-seven percent of consumers who own credit cards are living paycheck to paycheck.

Americans who are struggling to manage their finances are likely to have credit card debt, CNBC reported:

This year, holiday spending from Nov. 1 through Dec. 31 is expected to increase between 3% and 4% over last year to a record total of $957.3 billion to $966.6 billion, according to the National Retail Federation.

Even as credit card debt tops $1 trillion, almost all — or 96% — of shoppers said they expect to overspend this season, a separate TD Bank survey found.

Half of consumers plan to take on more debt to cover those holiday expenses, according to another report by Ally Bank. Only 23% have a plan to pay it off within one to two months.

As consumers try to celebrate Christmas in Biden’s economy, polling shows a plurality of Americans believe former President Donald Trump’s economic policies benefited them, a Wall Street Journal poll recently found:

  • Forty-nine percent of voters said Trump’s policies personally benefited them.
  • Only 23 percent said the same for Biden’s policies.

“You know, job approval down, ratings generally down, most of the comparatives with Trump … not good,” Democrat David Axelrod recently said on the podcast “Hacks on Tap.”

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8 thoughts on “Bidenomics Study: 62% of Americans Living Paycheck to Paycheck During Holiday Season”

  1. DAMN the Democrat Party !!!! We are RUINED because of BIDEN / Pelosi / Schumer / Schiff / Nadler /
    Raskin / AOC+3 / Maxine Waters & the rest !!!!!

    FOOD is # 1 cost killing us / then Gas / Then Electric / Then car Payments / Then % Rates !!!!!!!

  2. Living from paycheck to paycheck during the holidays is not the only time people are having to do that ! Most of us have been having to do that ever since that POS Obiden stole the office. Now dipping into retirement savings just to eat and pay bills.

    1. To 7:46. Retired, was making out fine while trump was in office. Since the s.o.b. Biden has been in office things have steadily gotten worse. I hate to wish anything bad on anyone, even democrats like you, but if things keep going like they are now, hope you find yourself struggling like a lot of people are

  3. Cry me a river. It’s easier to blame Biden, etc. than to take responsibility for yourself. You’re just not willing to work hard, scrimp and save for a more secure future for yourself. I bet you have a large-screen tv. IPhone? IPad? Closet full of a lot of clothing that you don’t even wear? You poor babies. Keep on spending more than you earn. It’s just math! Spend less than you earn and problem is solved!

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